As of December 3, 2025, the average home equity loan rate is 7.99%, according to Bankrate’s regular survey of rates. The ...

Homeowners in the U.S. have relied on two familiar methods for accessing their housing wealth, otherwise known as equity, in the past. Those two methods are home equity loans and home equity lines of ...

Home equity loans offer notable financial advantages in today's economy. With interest rates lower than credit cards and personal loans, they provide an affordable way to access large sums when life ...

Knowing how to calculate home equity gives homeowners a way to understand their home’s worth — and potentially liquidate it for their needs or wants. Your home equity is basically your home’s market ...

Home equity is the portion of a house that the homeowner holds outright — the difference between the house's value and the total amount they owe on the home. As their equity increases, homeowners can ...

Senior, happy couple and portrait with hug for retirement home, real estate or property together in neighborhood. Elderly man, woman or lovers with smile or shelter for security, care or support.