Life insurance pays a death benefit to your beneficiaries when you die. AD&D insurance pays a lump sum if you suffer an ...

Universal life (UL) insurance is a type of permanent life insurance that is known for its flexibility. You can typically ...

A life insurance policy offers a financial safety net for your family through regular premiums in exchange for a lump sum payment upon your death.

It's never too early or too late to review your personal finances. This can involve opportunities to save, reduce debt or even boost your economic protections. When it comes to the latter, it helps to ...

When it comes to protecting the people who depend on you, life insurance is crucial. It's a smart way to ensure that your loved ones will be taken care of in the event of your death. Once the amount ...

Group life insurance covers a number of people under a single policy. It's usually offered through a job, union or other professional association and provides much less coverage than a policy you'd ...

No one likes to think about the day when they or their loved ones will die, but it’s an important part of your finances. Life insurance can help to ease any concerns about what will happen financially ...

Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a ...

Editor’s note: This is part one of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one explains indexed universal life (IUL) policies and ...

AD&D insurance provides financial protection, but be aware of exclusions.

Simplified issue life insurance is designed for adults in need of coverage quickly and people with health issues that may prevent them from obtaining other types of life insurance. Applicants must ...

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